{"id":22317,"date":"2026-01-15T11:03:16","date_gmt":"2026-01-15T10:03:16","guid":{"rendered":"https:\/\/dunach.com\/index_beta.php?p=22317"},"modified":"2026-01-15T12:12:00","modified_gmt":"2026-01-15T11:12:00","slug":"noves-obligacions-dasseguranca-per-a-carretons-elevadors-transpaletes-i-maquinaria-agricola-el-que-exigeix-la-llei-5-2025-efecte-26-01-2026","status":"publish","type":"post","link":"https:\/\/dunach.com\/index_beta.php\/noves-obligacions-dasseguranca-per-a-carretons-elevadors-transpaletes-i-maquinaria-agricola-el-que-exigeix-la-llei-5-2025-efecte-26-01-2026\/","title":{"rendered":"Asseguran\u00e7a obligat\u00f2ria per a carretons elevadors, transpaletes i maquin\u00e0ria agr\u00edcola"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">el que exigeix la Llei 5\/2025 &#8211; efecte 26\/01\/2026<\/h2>\n\n\n\n<p>Asseguran\u00e7a obligat\u00f2ria 2025. Des de la <a href=\"https:\/\/www.boe.es\/diario_boe\/txt.php?id=BOE-A-2025-15424\">Llei 5\/2025<\/a> (reforma de la LRCSCVM), s&#8217;amplia qu\u00e8 es considera vehicle a motor i quan existeix \u00abfet de la circulaci\u00f3\u00bb. A la pr\u00e0ctica, <strong>moltes carretes elevadores (toros mec\u00e0nics) i part de la maquin\u00e0ria agr\u00edcola\/industrial passen a necessitar una asseguran\u00e7a obligat\u00f2ria de RC<\/strong>, fins i tot si <strong>operen en recintes privats<\/strong>. A m\u00e9s, hi ha un <strong>termini transitori de 6 mesos<\/strong> per adaptar-s&#8217;hi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Qu\u00e8 ha canviat exactament amb la Llei 5\/2025?<\/h2>\n\n\n\n<p><strong>Definici\u00f3 ampliada de \u201cvehicle a motor\u201d<\/strong>: s\u2019inclouen els vehicles que superin els 25 km\/h, o m\u00e9s de 25 kg i una velocitat m\u00e0xima superior a 14 km\/h. Aix\u00f2 compr\u00e8n molta maquin\u00e0ria autopropulsada d\u2019emmagatzematge i agr\u00edcola.<\/p>\n\n\n\n<p><strong>\u201cFet de la circulaci\u00f3\u201d<\/strong>: s\u2019ent\u00e9n que implica tot vehicle, encara que no ho sigui en una via p\u00fablica, independentment del terreny i estigui aturat o en moviment. \u00c9s a dir, l\u2019\u00fas en naus, finques, pol\u00edgons o recintes tancats pot generar responsabilitat coberta per l\u2019asseguran\u00e7a obligat\u00f2ria.<\/p>\n\n\n\n<p>S\u2019elimina l\u2019exig\u00e8ncia pr\u00e8via (del Reglament de 2008) de tenir autoritzaci\u00f3 administrativa per circular perqu\u00e8 s\u2019apliqui l\u2019obligaci\u00f3 d\u2019assegurament.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A qui afecta? Casos pr\u00e0ctics per tipus d\u2019equip:<\/h2>\n\n\n\n<p><strong>Carretilles elevadores (toros mec\u00e0nics)<\/strong><br>Normalment &gt;25 kg i &gt;14 km\/h, per la qual cosa entren dins de la definici\u00f3 i han de comptar amb asseguran\u00e7a obligat\u00f2ria de RC. Aplica, encara que treballin nom\u00e9s a l\u2019interior del magatzem o pati.<\/p>\n\n\n\n<p><strong>Transpalets el\u00e8ctrics<\/strong><br>Si la transpaleta pesa menys de 25 kg i no arriba a &gt;14 km\/h, no quedaria inclosa com a \u201cvehicle a motor\u201d segons la Llei 5\/2025; en aquest cas, la RC General de l\u2019empresa hauria d\u2019assumir possibles danys a tercers (recomanable revisar l\u00edmits i exclusions). Per\u00f2 aquest cas \u00e9s molt excepcional perqu\u00e8 gaireb\u00e9 cap compleix aquests requisits.<br>Si superen els 14 km\/h i\/o pesen m\u00e9s de 25 kg, aleshores serien considerats vehicles a motor i requeririen asseguran\u00e7a obligat\u00f2ria. (Criteri t\u00e8cnic-legal basat en llindars de pes\/velocitat).<\/p>\n\n\n\n<p><strong>Maquin\u00e0ria agr\u00edcola (tractors, remolcs autopropulsats, recol\u00b7lectores, ATV, etc.)<\/strong><br>Si l\u2019equip compleix els llindars de la definici\u00f3 (velocitat\/pes) s\u2019exigeix l\u2019asseguran\u00e7a obligat\u00f2ria, tamb\u00e9 quan nom\u00e9s circula en finques o camins interns. En molts casos ja existia l\u2019obligaci\u00f3 si es circulava per via p\u00fablica; ara la cobertura obligat\u00f2ria s\u2019amplia pel concepte de fet de la circulaci\u00f3 fora d\u2019aquesta.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Terminis, sancions i per\u00edode transitori de l\u2019asseguran\u00e7a obligat\u00f2ria 2025<\/h2>\n\n\n\n<p>Per\u00edode d\u2019adaptaci\u00f3: els vehicles que passen a ser \u201cvehicle a motor\u201d <strong>tenen 6 mesos des del dia seg\u00fcent a la publicaci\u00f3 al BOE (publicada el 24\/07\/2025)<\/strong>. Orientativament, el per\u00edode conclouria al voltant del 25\/01\/2026. Durant aquest per\u00edode no es sanciona per manca d\u2019asseguran\u00e7a, per\u00f2 es compten com a no assegurats i el Consorci podria reclamar contra el causant si hi ha culpa o dol.<br>Despr\u00e9s del per\u00edode: s&#8217;aplica el r\u00e8gim sancionador de l&#8217;art. 3 LRCSCVM per circular<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Preguntes freq\u00fcents r\u00e0pides<\/h2>\n\n\n\n<p><strong>El meu transpalet el\u00e8ctric necessita asseguran\u00e7a obligat\u00f2ria?<\/strong><br>Dep\u00e8n del pes i de la velocitat m\u00e0xima. Si &gt;25 kg i &gt;14 km\/h (o &gt;25 km\/h) \u2192 s\u00ed. Si va a 6\u20138 km\/h, no seria un vehicle a motor i n&#8217;hi hauria prou a refor\u00e7ar la RC General (revisa exclusions).<\/p>\n\n\n\n<p><strong>I si la meva carreta nom\u00e9s opera dins del magatzem?<\/strong><br>L&#8217;obligaci\u00f3 tamb\u00e9 s&#8217;aplica fora de la via p\u00fablica pel concepte de <em>fet de la circulaci\u00f3<\/em>.<\/p>\n\n\n\n<p><strong>Quan finalitza el per\u00edode de gr\u00e0cia?<\/strong><br>Als 6 mesos del dia seg\u00fcent a la publicaci\u00f3 al BOE (aprox. 25\/01\/2026)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>el que exigeix la Llei 5\/2025 &#8211; efecte 26\/01\/2026 Asseguran\u00e7a obligat\u00f2ria 2025. Des de la Llei 5\/2025 (reforma de &#8230;<\/p>\n","protected":false},"author":3,"featured_media":22321,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-22317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualitat-dunach"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Asseguran\u00e7a obligat\u00f2ria per a carretons elevadors, transpaletes i maquin\u00e0ria agr\u00edcola - Dunach<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dunach.com\/index_beta.php\/noves-obligacions-dasseguranca-per-a-carretons-elevadors-transpaletes-i-maquinaria-agricola-el-que-exigeix-la-llei-5-2025-efecte-26-01-2026\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Asseguran\u00e7a obligat\u00f2ria per a carretons elevadors, transpaletes i maquin\u00e0ria agr\u00edcola - Dunach\" \/>\n<meta property=\"og:description\" content=\"el que exigeix la Llei 5\/2025 &#8211; efecte 26\/01\/2026 Asseguran\u00e7a obligat\u00f2ria 2025. 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